Free Credit Workshop

Credit Matters Part 1 Workshop

SFHDC Financial Empowerment Center is inviting you to spread the news about our popular credit workshop hosted every first Wednesday of the month at our main office. Join us or tell someone who may need to learn about how to build, manage or restore your credit!

This event is free to attend.

See details below for this event:

Date: September 5, 2018

Time: 5:30-7:30pm


4439 3rd street @ La Salle

San Francisco, CA 94124

We do charge $25 to do a soft-credit pull for educational purposes (optional) if you would like our credit counselor to annotate your report.

* This will not adversely affect your credit score since the report is for educational purposes.

What are the benefits of having a great credit score?

  • Lower interest rates
  • Lower move-in deposits for rentals
  • More options/purchasing power
  • Higher likelihood of securing an apartment or home for rent
  • Save money in the long run!

i.e. A car loan of $15,000/72 months @

(Bad Credit Score)17% = $24,026 total loan payment


(Good Credit Score) 2%= $15,930

See the difference?

Knowledge is power! Come get some!



Bid Opportunity: Request for Proposals (RFP) 209

Dear Potential Applicant,

The Office of Economic and Workforce Development (“OEWD”) is proud to issue Request for Proposals (“RFP”) 209 today, September 4, 2018. The funding in this RFP touches nearly every aspect of San Francisco’s diverse economy, with a focus on advancing equity and shared prosperity for all residents.

OEWD is issuing this Request for Proposals for grants to strengthen neighborhood commercial districts by expanding and sustaining services that ensure the vitality of San Francisco’s commercial areas, Community Benefit Districts, cultural districts and public spaces; to increase support for community engagement across neighborhoods; to expand services under three existing Workforce Development service areas and two sector workforce program pilots, and to further our support of vulnerable communities increasing access to healthy food for seniors and underserved neighborhoods. In total, OEWD has allocated resources to make grants in 22 different program areas, detailed in Section II of the RFP.

The full text version of the RFP including a detailed timeline and application instructions are posted to the OEWD website and available for download at:

To meet equity objectives, increase transparency and accessibility, OEWD will be holding a bidders conference. While attendance is not a prerequisite to apply, interested applicants are encouraged to attend. The Bidders Conference will be an opportunity to determine the eligibility of proposed projects as well as to receive technical assistance on completing the required elements of the proposal packet. Additionally, staff will be on-hand to assist with questions related to navigating the City Supplier (vendor) process. The Bidders Conference will take place:

Date: Thursday, September 13, 2018

Time: 12:00 NOON – 1:30 PM

Location: 25 Van Ness Avenue, Suite 70

         San Francisco, CA 94102

Questions related to this RFP will be accepted through Friday, September 14 at 5:00 PM. To submit a question, email and include “RFP 209” in the subject line.

Complete application packets must be submitted no later than 5:00 P.M. on Friday, September 28, 2018. No Exceptions.

Please check the above website frequently for additional information concerning this funding opportunity.


Office of Economic & Workforce Development

If you would like to request any documents related to this RFP in an alternative format, please email or visit the Office of Economic and Workforce Development at 1 South Van Ness Avenue, 5th Floor, San Francisco, CA 94103 between 9:00am-5:00pm, Monday through Friday.

Office of Economic & Workforce Development

(415) 701-4848

Permit Fees Waived in May!

SPECIAL MESSAGE: Awning Fees Waived During the Month of May


Take Advantage of Waived Fees Today!

Every month of May, the Department of Building Inspection (DBI) waives permit review fees. The Awning Replacement Fee Waiver program provides waived fees for the following:

  • Replacement awnings,
  • Signs on awning replacements and
  • Pedestrian level lightning

This special waiver is for the City’s small business owners during the Small Business and Building Safety Month every May. But wait….that is not all! Permit fees are also waived by the Fire Department and Public Works in addition to DBI and Planning permit review fees.

Qualifications for Waiver

If you are a small business, find out if you qualify for this opportunity. A small business is defined as a business with 100 or fewer employees. Permits participating in this waiver program are required to go through the standard review process with the DBI and related city agencies.

All interested small business owners interested in taking advantage of this Awning Replacement Fee Waiver program will need to apply to both DBI and the Planning department, as shown in the table, below.

Visit or contact DBI and Planning today to apply for your permit!

Department of Building Inspection

1660 Mission Street

415-558-6088 I


Planning Department

1650 Mission Street, Suite 400

415-558-6378 I


Fire Department

1660 Mission Street



Public Works – Bureau of Street Use & Mapping

1660 Mission Street



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Invest In Neighborhoods: Partners


Dedicated to helping the residents of San Francisco receive the highest levels of service from City government. Follow the Mayor’s Office of Neighborhood Services on Facebook, Twitter, or subscribe to their newsletters!


NEN – advancing the city’s resilience, one neighborhood at a time. Stay up to date on Neighborhood Empowerment Network on Facebook and Twitter.


To report graffiti, potholes, and to request city services, call 311 and make sure to download the 311 app!


A coordinated city response team to address quality of life concerns in San Francisco Neighborhoods. Follow the program on twitter @FixItTeamSF

New Workshop added: Business credit basics


In this DIY workshop, you’ll learn how to Build, & Maintain Excellent BUSINESS Credit!

Topics covered include:

  • Business Credit Defined
  • Benefits of Business Credit
  • Business Credit vs Personal Credit
  • Business Credit Scoring Model
  • Steps to Building Business Credit
  • Business “Bona Fides”
  • Business Credit Reports
  • Vendor Accounts
  • Revolving Accounts
  • More Ways to Build
  • Business Credit & Funding Suite Program

Date: May 24, 2018

Time: 5:30-7:30pm

Location: Financial Empowerment Center

4439 3rd Street @ La Salle

San Francisco, CA 94124


In partnership with

Renaissance Entrepreneurship CEnter




SFHDC | 4439 Third Street, San Francisco, CA 94124

A message from your friends at the Financial Empowerment Center


CREDIT Matters Workshop!

Do you have good credit? Do you want to learn about building and managing credit? Or maybe you’re looking to buy a house or a major loan product?

SFHDC can help you build, maintain and restore your credit. Register below for our free credit workshop today.


Time: 5:00-7:00pm

Date: May 3rd, 2018

Place: Western Addition Success Center 1449 Webster street, San Francisco


New Workshop added: Business credit basics



In this DIY workshop, you’ll learn how to Build, & Maintain Excellent BUSINESS Credit!

Topics covered include:

  • Business Credit Defined
  • Benefits of Business Credit
  • Business Credit vs Personal Credit
  • Business Credit Scoring Model
  • Steps to Building Business Credit
  • Business “Bona Fides”
  • Business Credit Reports
  • Vendor Accounts
  • Revolving Accounts
  • More Ways to Build
  • Business Credit & Funding Suite Program

Date: May 24, 2018

Time: 5:30-7:30pm

Location: Financial Empowerment Center

4439 3rd Street @ La Salle

San Francisco, CA 94124


SFHDC | 4439 Third Street, San Francisco, CA 94124

There is a great grant opportunity and other resources

Invest In Neighborhoods

March 2018 Newsletter

News & Highlights

OEWD Releases State-of-retail Report for San Francisco


Photo courtesy of Fashionista

Vacant San Francisco storefronts may paint a dire picture, but new research suggests the city’s retail market is simply at a crossroads—not at the edge of a cliff. The Office of Economic and Workforce Development (OEWD) released a state-of-retail report analyzing the impact of ecommerce, sales tax revenue, vacancies, employment and the cost of doing business in the city. The study was in response to landlords making requests to convert vacant retail space into office use, in particular space above street level. The takeaway from the study is that San Francisco is not immune to the massive changes rolling through the national retail industry, and the city needs to adapt to keep vacancies at bay. However, San Francisco has weathered the national retail storm better than other cities across the country. This can be attributed to the region’s strong economy, support for local shopping, robust tourism industry, limited number of regional shopping malls, and diverse neighborhood shopping districts. Read more…

Small Business Commission Approves Legacy Status for Five Businesses


Photo courtesy of The Plough and the Stars

Five businesses were unanimously approved by the San Francisco Small Business Commission for the Legacy Business RegistryBabylon Burning, The Lab, The Mindful Body, The Plough and the Stars, and Slim’s. The Registry recognizes longstanding, community-serving businesses as valuable cultural assets to the city.

Babylon Burning: 63 Bluxome Street – A screen printing company that started like many small businesses, with a DIY set-up in a garage. The business was founded in 1980 by Steve Patton and has been owned by Mike Lynch since 2001.

The Lab: 2948 16th Street – A nonprofit organization that provides under-resourced artists and audiences with the space, time and resources to experiment with alternative ways of living and working. The organization was founded in 1984 by art students from San Francisco State University.

The Mindful Body: 2876 California Street – A wellness center which provides health and healing services, including yoga, massage and acupuncture to those in the community that seek mindfulness and healing practices. The business was founded in 1994 by Roy Bergmann.

The Plough and the Stars: 116 Clement Street – An Irish pub which has featured live Irish music and entertainment for over 40 years. Founded in 1975, Bob Heaney ran the businesses until Sean Heaney, a former bar owner from Ireland took over in 1981.

Slim’s: 333 11th Street – A live music nightclub which provides a lively atmosphere, good food and drinks, and artists performing Blues, R&B, Jazz, Alternative, Hip-Hop, Pop and more. The business was founded by legendary R&B musician Boz Scaggs in the SoMa district in 1988.

Plan visits to the many legacy business in San Francisco by visiting the Legacy Business Registry or get more information about the Legacy Business Program.

Construction Training Program Provides Job Opportunities to Disadvantaged Residents

3The Office of Economic and Workforce Development (OEWD), and community and labor partners celebrated the expansion of the Mayor’s Gleneagles Academy, a collaborative effort to link to local residents in Visitacion Valley with hands-on job training programs. In January, OEWD’s CityBuild Program launched the newest iteration of Gleneagles Academy training program in Visitacion Valley. The program enrolled 10 participants from programs targeting the most vulnerable populations in the City, including participants at risk of violence, residents of public housing, and recipients of public benefits. The program opens doors to new jobs in the city’s construction industry. “Workforce programs like the Gleneagles Academy are critical to advancing shared prosperity for all San Franciscans,” said Todd Rufo, Director of OEWD. “Breaking down barriers to employment for disadvantaged residents and placing them in union career paths helps build a stronger, more equitable San Francisco.” Read more…

The Accessible Business Entrance Program

4.jpgIs your business a place of public accommodation? If so, your property owner or landlord may need to comply with a new local disability access ordinance called the Accessible Business Entrance Program.

The Accessible Business Entrance Program, established by Ordinance 51-16, requires property owners of buildings with places of public accommodation to make primary entrances accessible to people with disabilities. Places of public accommodation include restaurants, bars, retail stores, dry cleaners, grocery stores, hotels, day care centers, nail salons, gas stations, hair salons, yoga studios, gyms, health spas, hardware stores, medical offices, message establishments and professional offices. (Visit ADA Title III for details about public accommodations.)

Buildings fall into one of four categories ranging from fully accessible to having major barriers to entry. Barriers include one or more steps to entryways, non-compliant door handles and sloping/narrow doorways. In conjunction with a licensed design professional or Certified Access Specialist (CASp), property owners must submit a compliance checklist to Department of Building Inspection (DBI) identifying their building’s category compliance. The first deadline is May 23, 2018 for categories 1 and 2—buildings that are fully compliant or have minor barriers.

Attend an upcoming workshop to learn more:

  • March 30, 12-1pm
  • April 16, 12-1pm

Register here to reserve your spot! Hosted by Department of Building Inspection in partnership with Office of Small Business, SF Planning, SF Public Works, Mayor’s Office on Disability and Access Appeals Commission, this interagency group is working together to conduct outreach and identify streamlined processes for compliance.

For more information

Property owners: Visit DBI’s webpage and review Info Sheet DA-17. For questions, contact DBI (415) 558-6128 or by email

Community Events

Invest In Neighborhoods in the OEWD is pleased to promote the following events. Many activities are free and all events are open to the public. 

Civic Center Commons Art Installation


Photo courtesy of

“Knitting the Commons” – Yarn Tree Wrapping


On display every day

The “Civic Center Commons” is the collective name for UN Plaza, Civic Center Plaza, and Fulton Street between the Asian Art Museum and the San Francisco Main Public Library. The City partnered with Knits for Life to install “Knitting the Commons” which ties these spaces together through art. Visit Knitting the Commons for more details.

Tenderloin Mayoral Forum April 4th, What Would You Ask Our Next Mayor?


WHEN: Wednesday, April 4th, 5:00 to 7:30 p.m., program starts at 5:30 p.m. sharp.

WHERE: St. Boniface Auditorium, accessible through the De Marillac Academy Gate at 175 Golden Gate.

The Time is Now. Com Show your Tenderloin Pride and hear what the candidates will do to earn your vote. Voter registration will be available.

If you would like to submit a question for consideration or get involved, contact, or visit the information page for more information.

Race and Equity Series

March 29, 6 p.m.

Bayview Opera House, 4705 3rd Street

Tickets: $15


Art Exhibit: Chinatown Home Cooking

On display through April 15

41 Ross Alley Gallery

Exhibit Hours: Thu-Sun, 11-4 pm





Visit the website for more information,, or reach out to Randall Ann Homan


We are energized by the amazing things happening across San Francisco. Let’s ride this excitement into the 14th Annual 2018 San Francisco Small Business Week (SFSBW) from May 14 – 19, 2018!

Whether you are a long time participant or a recent member to our community, you’ll find new resources, ideas and inspiration offered by city agencies, nonprofits, chambers and merchants associations dedicated to small business success. In fact, those are available to you all year long!

What you’ll find at this year’s SFSBW:

  • We kick-off the week with InspireSF, a new event to immerse attendees in a moving discussion of the evolution of small business.
  • Looking for the next big idea or the answers to your challenges? The Small Business Conference at the SBA Entrepreneur Center will offer workshops throughout the whole week in topics covering business development, finance, marketing, personal development and technology.
  • Tap into a variety of diverse networks that criss cross the city hosted by influential partners that feature members from the LGBTQ, Latino, women, African American and tech communities.
  • Honor the community’s accomplishments at both the San Francisco Board of Supervisors and Small Business Awards Ceremonies.
  • To end the week, explore new small businesses in our vibrant neighborhood shopping corridors.

There is a lot you can do this week and we hope you get the opportunity to be part of it.

We look forward to seeing you at SF Small Business Week 2018!

Connect with us online!

@sfsmallbusiness | #SFSBW2018

Follow us on Facebook and Twitter for updates, announcements and interviews with city resources.

Grants, Technical Assistance and Other Opportunities & Resources


Chronic Disease Prevention Grants RFP

Deadline to Apply: April 20, 2018

The San Francisco Study Center (SFSC), in partnership with Community Health Equity & Promotion (CHE&P) Branch, San Francisco Department of Public Health (SFDPH), is now accepting proposals with the intent to fund up to 14 community-based organizations (CBOs) for Chronic Disease Prevention Projects from approximately July 1, 2018 – June 30, 2019. A total of $400,000 is available. Collaboration between multiple agencies is encouraged.

Important Dates and Times:

  1. March 19, 2018 – RFP issued
  2. April 6, 2018 at 12:00 noon – Questions due for informational meeting
  3. April 10, 2018 from 12:00 pm – 1:00 pm – Informational meeting (25 Van Ness, room 610). A summary of the informational meeting will be posted on the following websites: and; and e-mailed to those who submit questions and/or attend the informational meeting.
  4. April 20, 2018 by 12:00 noon – Proposals due to Attn: Arletha Murray, 25 Van Ness Ave., Suite 500, San Francisco, CA.


  1. End of April – Technical Review
  2. Award notification sent out – May 2018
  3. Project negotiations, MOUs developed and signed – May – June 2018
  4. Term for funded projects – July 1, 2018 – June 30, 2019

Application Process:

To apply for funding, complete the application and submit one (1) original and three (3) copies by 12 noon on April 20, 2018 to: Arletha Murray, SF Department of Public Health, 25 Van Ness Avenue, Suite 500, San Francisco, CA 94102.

Download the RFP (PDF)

Please email questions about the RFP to


FREE Trainings & Workshops

Basic Bookkeeping I: Small Business Bookkeeping

Thursday, March 22, 1:00 p.m. – 3:00 p.m.

Click here to register

Email Marketing & Your Website; Where to Start With Online Ads

Tuesday, March 27, 11:00 a.m. – 2:00 p.m.

Click here to register

Basic Bookkeeping II: Financial Analysis for Small Business

Thursday, March 29, 1:00 p.m. – 3:00 p.m.

Click here to register

Restaurant Series I: Checklist for Starting a Restaurant

Tuesday, April 3, 10:00 a.m. – 12:00 p.m.

Click here to register

Restaurant Series II: How to Operate a Profitable Restaurant

Tuesday, April 10, 10:00 a.m. – 12:00 p.m.

Click here to register

Franchising 101: Everything you need to know before buying a franchise

Thursday, April 12, 2018 1:00 p.m. – 3:00 p.m.

Click here to register

Restaurant Series III: Benchmarking Performance and Financial Reporting Tools

Tuesday, April 17, 10:00 a.m. – 12:00 p.m.

Click here to register

Introduction to Government Contracting

Tuesday, April 24, 10:00 a.m. – 12:00 p.m.

Click here to register

“Respected Presenter” Communication Workshop

Thursday, April 26, 2018 1:00 p.m. – 3:00 p.m.

Click here to register


Sign up for the SF SBDC Newsletter

Ordinances and Notices

San Francisco Legislation Effective as of January 1, 2018

  • Lactation in the Workplace Ordinance requires employers to provide employee breaks and a location for lactation, and to have a policy that specifies a process for when an employee makes a request for accommodation. Read more…
  • Health Care Security Ordinance requires a new health care expenditure rate of $2.83 per hour for large businesses (≥100 employees) and $1.89 per hour for medium-sized businesses (≤99 employees). Read more…
  • Paid Parental Leave Ordinance amends the San Francisco Police Code to require employers with 20 or more employees to provide supplemental compensation to employees who are receiving California Paid Family Leave for purposes of bonding with a new child. Read more…
  • Minimum Compensation Ordinance (MCO) rate for City Contractors is adjusted on January 1 each year and effective January 1, 2018, the for-profit rate is $14.02/hour while the nonprofit rate remains at $14.00/hour. The MCO became effective October 8, 2000 and generally requires City contractors to provide to their covered employees: (1) no less than the MCO hourly wage in effect; (2) 12 paid days off per year (or cash equivalent); (3) 10 days off without pay per year. The Ordinance covers most City service contractors and those who hold leases or perform work at San Francisco International Airport. Read more…

Sugary Drinks Tax imposes a one cent per fluid ounce tax on the initial distribution within San Francisco of sugar-sweetened beverages, syrups, and powders. Read more…

State Legislation Effective as of January 1, 2018

As you begin the new year, be aware of new legislation that could impact your business in 2018. Also, visit the 2018 Legislative Updates page on the Office of Small Business website to get more information and learn how to prepare.

  • AB 1008: Employment Discrimination – Conviction History repeals the unlawful practice for employers with 5 or more employees of including any questions related to an applicant’s conviction history on an employment application. Read more…
  • AB 168: Employers: Salary History Information prohibits all employers and their agents from seeking salary history information on an applicant. Read more…

SB 63: New Parent Leave Act for Small Employers requires small businesses in California with 20 or more employees to provide eligible employees up to 12 weeks of unpaid, job-protected leave to bond with a new child. Read more…

Notice: Temporary Relocation for Assessor’s Business Personal Property Division

Please be advised that the Office of the Assessor-Recorder, Business Personal Property Division, located at 1155 Market Street, 5th Floor is undergoing renovations until January 2018. During this time, taxpayers may receive assistance from Business Personal Property Division staff by emailing, calling 415-554-5596, or visiting the Assessor’s Office in City Hall, room 190, 1 Dr. Carlton B. Goodlett Place, San Francisco, CA 94102, Monday – Friday, 8:00am – 5:00pm.

Office of Economic and Workforce Development | City Hall, Room 448, 1 Dr. Carlton B. Goodlett Place, San Francisco, CA 94102

The latest news for you – SFHDC

March Workshops 2018

Here’s a glimpse of events happening in March at the Financial Empowerment Center!


Financial Empowerment Bootcamp Series March 6th-27th on Tuesdays!BVYMCA

Spring forward into our 4-week financial empowerment bootcamp series from March 6-27th, 2018 held at the Bayview YMCA Family Resources Center 3rd floor on Tuesdays from 5:30-7:30pm.

Here’s what you will learn:

  • The fundamentals of Financial Planning
  • Goal setting on Purpose
  • Discovering your “Why?” by applying your Mission, Vision and Core values
  • Building a stronger foundation in your financial health.

Here is the link to register!

Shipyard workshop4.png

In partnership with Lennar, find out about the latest updates on properties being released at this free presentation for the Shipyard Community. This event will take place on March 26, 2018 from 6:00-8:00pm at our main office 4439 3rd Street, San Francisco.

Click here to register!


1st time Homebuyer Workshop for Asian and Pacific Islander Community!
March 24, 2018
4439 3rd Street
SF, CA 94124


March and April 2018 Calendar of Events! Check here for our upcoming events and added locations!


SFHDC is still taking March appointments on Thursdays for free tax preparation.
Call 415-822-1022 to book your appointment.
Email if you are unable to reach us by phone.

SFHDC | 415.822.1022 | |

We’ve added more workshops and locations!


Rental Readiness Workshops offering Tagalog and Chinese Interpreters

We will have two workshops offering interpreter services for people who speak Tagalog or Chinese as their first language at our main office location 4439 3rd Street on the following dates:

February 28, 2018 5:30-7:30pm (Tagalog)


March 28, 2018 5:30-7:30pm



We’re Back At the Bayview YMCA!


SFHDC has reunited with Bayview YMCA to deliver our Credit Matters and Financial Empowerment Bootcamp workshops at the BVYMCA Family Resources Center on the third floor. Below are the following upcoming workshops:

  • Credit Matters Pt 1 on Tuesdays:

April 3, 2018 5:30-7:30pm

June 5, 2018 5:30-7:30pm

  • Next Financial Empowerment Bootcamp Series on Thursdays:

June 7, 2018 5:30-7:30pm

June 14, 2018 5:30-7:30pm

June 21, 2018 5:30-7:30pm

June 28, 2018 5:30-7:30pm


SFHDC, 4439 Third Street, San Francisco, CA 94124

February 10th, 2018 Super Tax Saturday with SFHDC

Join the Earn It! Keep It! $ave It! program at a site in your community!




Super TAX Saturday!!



Walk in service only; No appointment necessary.


SFHDC 1030 Oakdale Ave SF CA 94124

Expecting a Tax Refund? 

then why don’t you



SFHDC is partnering with PATELCO to make it easier for you to save and save BIG! 

Now, during Tax Season, you can open a PATLECO Money Market Savings Account and earn 3% APY on your balance of 1$ to $2000 saved!


Patelco representatives will be on site to help you find fun & exciting Ways To Save and Let Your Money Go to Work for You!



Earn a chance to win $10,000 if you save at least $50 from your tax refund


save ….

a portion of your refund



your money into 2 separate accounts


win big…..     $100 – $10,000

Not sure what to bring to the Tax Site???



@ 1030 OAKDALE:

Saturday February 24, 2018

10AM – 4PM

Free walk-in tax service

To learn more about SFHDC’s other Financial Empowerment Services 

Click here!!!!

SFHDC | | 415-822-1022 ext. 112 |